Government loan schemes

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Government loan schemes

Growth Guarantee Scheme: key facts

The Growth Guarantee Scheme is available from 1 July 2024 until 31 March 2026.

It replaced the Recovery Loan Scheme and its predecessor, the Bounce Back Loan Scheme.

The government guarantees 70% of the loan amount to the lender in case you can’t repay. This gives lenders more security and encourages them to lend to more businesses.

It can pay for the things your business needs. Examples include buying equipment, starting a marketing campaign, and running payroll.

You could borrow up to £2m if eligible

Access a wider range of finance types

Borrow cash for any valid business purpose

BUSINESS LOANS

How does Funding Options work?

1

Tell us how much you need

We’ll ask a few questions about your business and the reason for your loan.

2

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Our smart technology will compare quotes from up to 120+ lenders to help you find the ideal business loan.

3

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We'll be there to guide you through every step of the process.

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Financial product information

Representative example*

• 7.63% APR Representative based on a loan of £50,000 repayable over 24 months.

• Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rates

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

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